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Home Equity Loan Application & Loan Guidelines. Some Texas laws regarding home equity loan procurement include: Restrictions on mortgage debt: Borrowers can’t owe more than 80 percent of the market value of their home on their mortgage and home equity loans combined. That means if you already have a $40,000 mortgage against a home worth $80,000.
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Lohn, TX Mortgage Rates & Refinance Rates January 2019 – Jumbo home loan rates in Lohn, TX are usually 0.75 basis points higher than conforming mortgage rates in Lohn, TX because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.
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Texas’s reluctance to embrace home equity loans is well-known; it was not until 1997 that Texas voted, through a ballot initiative, to amend the Texas Constitution to allow such loans. But, when.