· View and compare urrent (updated today) 30 year fixed mortgage interest rates, home loan rates and other bank interest rates. Fixed and ARM, FHA, and VA rates.
The interest rate table below is updated daily, Monday through Friday, to give you the most current purchase rates when choosing a home loan. Use our mortgage calculator to get a customized estimate of your mortgage rate and monthly payment.
A month ago, the average rate on a 30-year fixed mortgage was higher, at 4.22 percent. At the current average rate, you’ll pay $487.27 per month in principal and interest for every $100,000 you borrow.
Shopping for mortgage rates for an investment or rental property? Check out current mortgage rates and save money by comparing your free, customized mortgage rates from NerdWallet.
Comparing the current average 30- year FHA loan rate of 4.63% to the average conventional mortgage rate of 4.62%, we saw spreads widen relative to last year’s mortgage rates, demonstrating that FHA rates have generally become more expensive versus conventional mortgage loans.
Your rate, payment, and costs, could be higher. Get an official Loan Estimate before choosing a loan. The following rates are based on a credit score above . Payment examples for fixed rate loans on this page include principal & interest. Click on the Learn More button for more details on each product.
To calculate your estimated monthly payments on a fixed-rate mortgage, enter the home cost in our fixed-rate mortgage calculator. What are the fixed mortgage rates today? See current fixed-rate mortgages for a variety of conventional mortgages, and learn more about rate assumptions and annual percentage rates (APRs).
Current FHA Loan Rates Online. The biggest advantages to FHA loans are the reduced down payment and credit requirements. fha loans usually feature comparable or lower interest rates than conventional mortgages, but borrowers will find the long-term costs on FHA loans to be greater.
Top comparison rates for fixed & standard variable home loans with links to lenders websites. Source: Canstar. Based on residential fixed & variable home loans available for a loan amount of $500K at 80% LVR, and available for Principal and Interest repayments. *Comparison rate based on loan amount of $150,000. Read the Comparison Rate Warning.