Conventional First Mortgage

Louisiana’s Home Loan Resource. At First Access Mortgage, we specialize in helping our customers with all of their financing needs to make their loan experience smooth and enjoyable.

First Mortgage Loans. Rates last updated: 05/14/2019 10:14 AM. *APR = Annual Percentage Rate. Interest rates shown are for conventional fixed rate mortgage.

Get a conventional mortgage with as little as 3% down and lower out-of-pocket costs, from Wells Fargo.

MikeClover.com is a mortgage banker specializing in home purchase loans, home equity loans, refinance loans, construction loans, VA loans, stated income loans, and Jumbo loans in Texas & Florida.

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For most mortgage borrowers, there are three major loan types: conventional, FHA and VA. Each loan type comes with a different set of qualifications, benefits and drawbacks.

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However, conventional mortgages may provide more flexibility because banks can set their own mortgage underwriting guidelines and risk appetite, instead of being at the mercy of rigid government or quasi-government guidelines. Ultimately, loan requirements will vary by bank and lender.

When exploring mortgage options, it’s likely you’ll hear about Federal Housing Administration and conventional loans. Let’s see, FHA loans are for first-time home buyers and conventional mortgages are.

Conventional rate mortgages are the most popular form of home loan in the united states largely due to the appeal of a consistent mortgage payment amount over the life of the loan. In many instances, conventional rate mortgages have higher mortgage payments than adjustable rate mortgages.

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A conventional mortgage is a loan for no more than 80% of the appraised value or purchase price of the property. Contact First Foundation to learn about the conventional loans available to you.

Additional conventional mortgage loan details. Loan amounts up to $484,350-except in Salt Lake, Summit and Tooele counties (utah) gift funds may be contributed by parents or other family members